James Morrison to Wilson Cary Nicholas, indicates that one of Nicholas's debtors, Mr. Owings, cannot pay him back because he is not as independent of his father as they thought. Suggests that George Nicholas's farm should be titled in two names to combat future creditor problems. Urges Nicholas to get Randolph or Robert Smith to help because they have a great deal of influence. Asks Nicholas to write to Nancy Nicholas because of her present difficult situation amongst strangers., 1806 January 22

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